Apply online to refinance your home loan by completing the online application form

To apply online simply complete the online loan application form below. Please note that our service is only available to people refinancing property in Australia. If you have any questions or queries please don't hesitate to email us or call us on 1300 66 12 11. Before submitting this application please read our privacy policy.

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If you require a mortgage for a property purchase AND you have a deposit (i.e. at least 3% genuine savings or a gifted deposit of at least 10% of the purchase price) or a guarantor who is willing to allow you to use the equity in their property, please apply online on our new purchase page. If you have no deposit please go to our No Deposit Home Loan page.

If you would just like to know your maximum borrowing capacity, and you have a deposit, please input your details into our borrowing capacity page.

Please note that a credit check will not be carried out as a result of completing this form.

What can we best help you to achieve?

Contact Details

Title

(required)

First name

(required)

Surname

(required)

Contact phone no. (work hours)

(required)

Contact phone no. (after hours)

(required)

Email address

(required)

Current address

Suburb

(required)

State

(required)

Postcode

(required)

Loan Details

Amount sought $

Purpose

Estimated value of property being refinanced $

Repayment type required

Loan features required (please click on the feature for an explanation)

Variable rate		Combination of fixed & variable
1 year fixed rate		Redraw facility
2 year fixed rate		Offset account
3 year fixed rate		Line of credit
4 year fixed rate		All in one loan
5 year fixed rate		Additional repayments allowed
7 year fixed rate		Low doc loan
10 year fixed rate		Would like to discuss

Location details of property being refinanced (complete only if not the same as your current address above)

Suburb

State

Postcode

Applicant details

Number of applicants

Number of dependants living with you

Ages of dependants (separate with comma's)

Number of motor vehicles in household

	Applicant One	Applicant Two	Applicant Three
What is your current employment status?
Time in current employment
Annual gross salary income (if you are self employed enter average taxable income for past 2 years) $
Annual Family allowance income (for children aged less than 11 only)$
Annual Centrelink permanent pension income (aged, invalid, sole parent etc.)$
Annual rental income received $
Do you have any defaults on your credit report? (to get a free copy of your report visit www.mycreditfile.com.au
Please provide details of your defaults here (if applicable). Details required are amount(s) of default(s), date(s) listed, date(s) paid and the name of the company(s) who listed it(them)

Current commitments

Please enter the details for your current loans and indicate whether it is being refinanced by selecting 'yes' or 'no' in the corresponding drop down box on the right of the page.

	Repayment Amount	Balance outstanding	To be refinanced?
Property loans	$ per month	$
Car loans	$ per month	$
Personal loans	$ per month	$
Your rent payments (only enter if they are to continue after taking out this loan)	$ per month
Child support payments (for dependents not living with you)	$ per month

	Total Credit Card limit	Balance outstanding	To be refinanced?
What is the total limit of all credit cards and store cards?	$	$


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