There are many different credit cards available in today's market. Are you sure that your current credit card is the best option for you? The interest rate you are currently paying may be a lot higher than you should be paying. Or perhaps you are paying a high annual fee for features you don't use. We have researched the credit cards available on the market and found the following deals. Whether you are looking for a low rate card or a card that offers a better reward program there is an option for you below. Just click on the links to be taken to an external site that will contain more information.
A must-have credit card that rewards you for doing what you do anyway - shopping
Pick up these great features and much more with the Everyday Money Credit Card from Woolworths:
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Bonus $50 shopping card if you apply by 31 March 2010 and make 3 purchases by May 2010
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- Up to 3 reward points per dollar spent (2)
- Every 4 months, provided you have enough points, you'll automatically be sent a shopping card (3) to spend in our range of Woolworths group stores shown below.
- Free additional cardholder
- Up to 55 days interest free on purchases
- 5.99% p.a. on card balance transfers for first 6 months
- No annual fee in the first year. Only $49 per year after that.
At last a credit card that gives you a low interest rate of 15.49%p.a. on purchases. Apply now and you'll also receive 0%p.a. for 6 months on Balance Transfers. With Citibank Clear Card, the choice has never been clearer.
-- 15.49%p.a. ongoing on purchases.
-- 2.9% for 6 months on Balance Transfers.
-- Access your account anywhere, anytime via Internet and phone banking.
-- Up to 55 days interest free on retail purchases.
Keep you finances afloat with a lighter interest rate of 2.9% p.a. for 12 months on balance transfer. Simply transfer the outstanding amount from your non-Citibank credit and store cards, to your new Citibank Gold Card, and enjoy a low 2.9% p.a for 12 months on balance transfers.
-- Free International Travel Insurance - Automatically covers you and your family when you buy your travel tickets with your Citibank Gold Card.
-- Automatic FREE access to a superior Rewards Program - You'll earn Reward points every time you use your Citibank Credit Card, which you can choose to redeem for a great range of items and vouchers, including Qantas Frequent Flyer points.
-- Access to Citibank World Privileges - It's your passport to exclusive upgrades, benefits and discounts at thousands of hotels, restaurants, shops, shows and services worldwide.
-- Generous credit limit up to $25,000.
-- Up to 55 Days Interest-free on retail purchases.
-- FRAUD SHIELD - the fraud department checks any unusual activity to detect early signs of fraud and will contact you to check when they spot irregular purchases.
Enjoy the freedom and luxury of higher levels of credit, exclusive privileges and an extensive choice of rewards no other credit card can match.
-- Credit limit up to $100,000.
-- 4.9% p.a. on the life of balance transfers - Transfer your outstanding balances from other credit or store cards and you'll enjoy a low 4.9% p.a. until you have paid off the entire balance.
-- 24/7 Personal Concierge Service - Enjoy the privilege and convenience of a personal concierge service to provide you with information and assistance for both business and pleasure. The service is available from anywhere in the world, 24 hours a day 7 days a week.
-- Free international travel insurance - Automatically covers you and your family when you buy your travel tickets with your Citibank Platinum Card. Your cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss of damage to personal items.
-- Personalised rewards program - With Citibank Platinum you'll never be limited by a rewards catalogue.
Woolworth Everyday Money Credit Card terms and conditions:
The Everyday Money ™ credit card is issued by HSBC Bank Australia Limited ABN 48 006 434 162 and HSBC is the credit provider. Lending criteria applies. Fees, Charges and Interest Rates apply and are current as at 11 January 2010 and are subject to change. Terms and conditions apply and are available upon request. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. *As rated by CANSTAR CANNEX, May 2009.
• The bonus $50 shopping card is only available to new approved primary cardholders who apply between 11 January 2010 and 31 March 2010, and who make 3 purchases on their new card by 31 May 2010 (excluding Dick Smith interest free promotions). Your account must be current and not in arrears. The bonus $50 shopping card offer cannot be used in conjunction with any other bonus offer. Allow up to eight weeks from date of third purchase on your credit card for receipt of your shopping card.
• No reward points are earned on business expenses, Dick Smith interest free promotions, interest free merchant purchases, balance transfers and cash advances. 1 point for every dollar excludes Dick Smith interest free promotions. 2 points for every dollar excludes Dick Smith interest free promotions, purchases at online sites, standalone photo kiosks, DVD vending machines, mobile EFTPOS terminals and Dick Smith and Tandy franchisees and resellers. For a list of franchisees and resellers please call 1300 10 1234.
• The Everyday Money ™ Shopping Card is redeemable at participating stores only and expires 90 days after the date of issue. Participating stores may change from time to time. The shopping card is currently not accepted at some designated Dick Smith, Tandy and CALTEX WOOLWORTHS/SAFEWAY co-branded fuel outlets. The shopping card cannot be used for online purchases (except Homeshop), at standalone photo kiosks, optical counters, DVD vending machines and mobile EFTPOS terminals. For a full list of participating stores where you can use your shopping card, details of the points you'll need to obtain one, and to find out its value, visit everydaymoney.com.au or call
1300 10 1234.
