How much can I borrow-Your home loan borrowing capacity can be found out here

Your home loan borrowing capacity can vary significantly amongst various lenders. This is due to the fact that each lender calculates your borrowing capacity using completely different formula's. So if a particular lender says they won't lend you the amount you require there is a good chance that another lender may say otherwise. We use sophisticated computer software that will give you an indication of how much each of the more than 30 lenders on our panel will lend to you immediately.

Mortgages for 2nd home

Investment Home Loans

Refinancing your mortgage

Steps in buying property

How much can I borrow?

Resources

Keep up to date with all the home loan news and special offers by subscribing to our FREE bi-monthly newsletter. Simply enter your details below.

Title:

Your privacy is important to us. Your personal information will not be passed on to third parties and you can unsubscribe at any time.

The best way to show the differences between the various lenders is to give you an example. A couple has one child and incomes of $40,000 p.a. and $30,000 p.a. respectively. The couple also have a credit card with a $3,000 limit and they have one medium sized car.

There is a massive borrowing capacity difference of about $250,000 between the lender that will lend the most and the one that will lend the least. This is a great reason for you to call us on 1300 66 12 11 or to input your details below.

To find out an accurate indication of your home loan borrowing capacity simply complete this secure form and we will get back to you within 2 working days.

Please only complete this form if you have a deposit (i.e. at least 3% genuine savings or a 10% gift or loan) or if you have a guarantor who is willing to let you use the equity in their property. If you have no deposit please visit our No Deposit Home Loans page.

First name
Surname
Email address (required)
Contact phone no.
Preferred contact method
State you currently live in:
Would you like to subscribe to our FREE bi-monthly newsletter?
Number of applicants
Number of dependants living with you
Ages of dependents

	Applicant 1	Applicant 2	Applicant 3
Annual gross (before tax) salary income	$	$	$
Average annual net profit for past 2 years (self employed only)	$	$	$
Annual Centrelink income (please don't include Newstart or Austudy)	$	$	$
Annual rental income received (also include potential rental income if this loan is to be used to purchase an investment property)	$	$	$

Commitments (please only include commitments that will continue after taking out your new home loan but not including the loan for which you are applying)

Property loans	$ per month
Car loans	$ per month
Personal loans	$ per month
Rental expense to continue (only include if you will be still renting after taking out a new home loan)	$ per month
Child support payments (for dependents not living with you)	$ per month
What is the total limit of all credit cards?	$
What is the total limit of all store cards?	$

By submitting this form you are acknowledging that you have read, understood and agreed to our privacy policy. We will be in contact with you within 24 hours of submitting this form.