Phone 1300 66 12 11
 
 No Deposit Home Loan calculator

Please enter your income and expense details in the calculator below. This calculator will give you an estimate of your maximum borrowing capacity using a no deposit home loan. Please note approval is not guaranteed. To find out for certain whether you will qualify for a no deposit home loan we recommend you contact us to apply for a pre-approval.

 
       
No. of adults in household (maximum 2)  
No. of dependant children   
Required loan term (max. 30 years & term cannot exceed retirement age)  
Is either applicant self employed?  
Property use  
 
  Applicant One Applicant Two  
Annual Gross (before tax) Salary income  
(if self employed enter average taxable income      
for past 2 years, as shown on your tax return)      
Annual family tax benefit Part A & B for children aged under 10  
Annual aged or sole parent permanent pension  
Annual disability or carer pension  
Annual rental income  
 
ONLY ENTER BELOW REPAYMENTS THAT WILL CONTINUE TO BE IN PLACE AFTER TAKING OUT THIS LOAN  
Minimum monthly car loan/lease repayments  
Minimum monthly personal loan repayments  
Minimum monthly home loan repayments  
Monthly child support payments  
Monthly rent payments to continue  
Total combined credit card limit  
Total combined store card limit  
 
 
  Estimated borrowing capacity  
Variable rate    
3 year fixed rate    
4 year fixed rate    
5 year fixed rate    
 
Calculate your monthly repayments  
Loan Amount (less than or equal to the figures quoted above)  
Interest rate (approximate rate used)  
Loan term in years (max. 30 yrs)  
 
Your monthly repayment  

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4 If you are happy with the amount we have estimated you can borrow and want to proceed with attaining a home loan pre-approval please proceed to the secure No Deposit Home Loan Pre-approval form, and we will contact you to discuss your loan options. We will also verify that you have enough funds to pay for the property purchase costs. Please note that you are not obligated to proceed with a loan by completing this form and you will not be charged a fee for the use of our services.
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Bank fees, charges, terms & conditions may be applicable.

* Interest Rates and Fees are subject to change daily.
* All figures are estimates and are a guide only, any additional fees and charges are the responsibility of the applicant(s).
* Loans are approved or declined on their merits by the specified lender and a loan approval is not guaranteed.
* We believe the information in this table to be correct. However we can give no warranty to this effect and we expressly disclaim any liability for loss or damage by any person acting upon advice contained in this chart.