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If you don't have a guarantor then unfortunately we are unable to offer you a 100% home loan. The maximum you may now be able to borrow without a guarantor is 97% of the purchase price. Please note though that in order to borrow 97% of the purchase price you will be required to have 'genuine savings' of at least 3% of the purchase price if you are a first home buyer or 5% if you are not a first home buyer. Please see our first home loan page for information on the close alternatives to a no deposit home loan.
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