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 100% home loans

Why pay rent when you can own your own home? There are now a number of lenders on our panel that will lend 100% of the purchase price of a property. There is even a lender who will lend up to 100% of the purchase price and won't charge lenders mortgage insurance. Due to the extra risk incurred by these no deposit lenders you must have a good credit record (small paid defaults may be accepted) and a good steady income to apply for one of these loans (not available if main source of income is government benefits). You must also be able to fully verify your income (low doc not available).

 

To find out whether you will qualify for a No Deposit Home Loan please read through steps 1 to 4:

1 View our No Deposit Home Loans matrix for more information on the products available
1 Read through the eligibility checklist to ensure you meet the requirements to qualify for a 100% home loan
3 Enter your income and expenses into our No Deposit Maximum Borrowing Power Calculator to determine how much you may be able to borrow using a no deposit home loan
4 If you are satisfied with your maximum borrowing power enter your details into our 100% Home Loan Pre-approval form, and we will contact you to arrange an application

 

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1 To start the No Deposit Home Loan qualification process please move on to step 1, the No Deposit Home Loans matrix.