As of midnight 9th April 2009 no deposit home loans were withdrawn from the market. There are now no lenders on our panel that offer 100% home loans. To borrow 100% of a property price a guarantor is required. The guarantor needs to own a property and have sufficient equity in it. If you don't have a guarantor the maximum you may now be able to borrow, as at 16th April 2009, is 97% of the purchase price. Please note though that in order to borrow 97% of the purchase price you will be required to have 'genuine savings' of at least 3% of the purchase price if you are a first home buyer or 5% if you are not a first home buyer. This page is in the process of being updated. In the meantime if you have a guarantor or you are interested in a 97% home loan please contact us on 1300 66 12 11 or visit ourcontact us page.

To find out whether you will qualify for a No Deposit Home Loan please read through steps 1 to 4:

	View our No Deposit Home Loans matrix for more information on the products available
	Read through the eligibility checklist to ensure you meet the requirements to qualify for a 100% home loan
	Enter your income and expenses into our No Deposit Maximum Borrowing Power Calculator to determine how much you may be able to borrow using a no deposit home loan
	If you are satisfied with your maximum borrowing power enter your details into our 100% Home Loan Pre-approval form, and we will contact you to arrange an application

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To start the No Deposit Home Loan qualification process please move on to step 1, the No Deposit Home Loans matrix.